:root{--ink:#071126;--muted:#65738c;--line:#dce5f1;--blue:#1764ff;--cyan:#14b8d4;--paper:#f5f8fc;--green:#18b981}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:inherit;text-decoration:none}
.credits-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;min-height:76px;padding:12px clamp(24px,6vw,96px);border-bottom:1px solid rgba(214,224,238,.88);background:rgba(255,255,255,.88);backdrop-filter:blur(18px)}
.credits-brand img{display:block;width:190px;height:auto}
.credits-header nav{display:flex;align-items:center;gap:10px}
.credits-header nav a{padding:11px 17px;border:1px solid var(--line);border-radius:12px;font-size:.9rem;font-weight:750}
.credits-header nav a.primary,.button.primary{border-color:var(--blue);background:var(--blue);color:#fff;box-shadow:0 12px 28px rgba(23,100,255,.2)}
main{overflow:hidden}
.credits-hero{position:relative;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);align-items:center;gap:clamp(50px,8vw,130px);min-height:720px;padding:100px clamp(24px,8vw,140px);background:radial-gradient(circle at 78% 42%,rgba(38,205,163,.14),transparent 25%),radial-gradient(circle at 67% 20%,rgba(23,100,255,.15),transparent 29%),linear-gradient(135deg,#fff 0%,#f8fbff 55%,#eef5ff 100%)}
.credits-hero:after{content:"";position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(rgba(23,100,255,.14) .7px,transparent .7px);background-size:18px 18px;mask-image:linear-gradient(to right,transparent 15%,#000 70%);opacity:.45}
.credits-hero-copy,.credit-balance{position:relative;z-index:1}
.eyebrow,.kicker{display:flex;align-items:center;gap:9px;color:#315999;font-size:.72rem;font-weight:850;letter-spacing:.12em}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 5px rgba(24,185,129,.12)}
h1{max-width:840px;margin:24px 0 22px;font-size:clamp(3.4rem,6.6vw,7.2rem);line-height:.92;letter-spacing:-.065em}
h1 span{display:block;color:var(--blue)}
.credits-hero-copy>p{max-width:720px;margin:0;color:var(--muted);font-size:1.12rem;line-height:1.75}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border:1px solid #cad6e7;border-radius:12px;background:#fff;font-weight:800;transition:transform .18s ease,box-shadow .18s ease}
.button:hover{transform:translateY(-2px);box-shadow:0 15px 30px rgba(22,54,104,.1)}
.credit-balance{padding:32px;border:1px solid rgba(255,255,255,.9);border-radius:28px;background:rgba(255,255,255,.78);box-shadow:0 32px 90px rgba(24,69,131,.15);backdrop-filter:blur(18px)}
.balance-head{display:flex;align-items:center;justify-content:space-between;color:#35516f;font-size:.86rem;font-weight:800}
.balance-head i{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:linear-gradient(135deg,var(--blue),#6d53ff);color:#fff;font-style:normal;font-weight:900}
.credit-balance>strong{display:block;margin:35px 0 2px;font-size:clamp(3.8rem,7vw,6.2rem);letter-spacing:-.06em}
.credit-balance>small{color:var(--muted);font-size:.84rem}
.balance-flow{display:flex;align-items:center;justify-content:space-between;margin-top:24px;padding-top:17px;border-top:1px solid var(--line);color:#596981;font-size:.9rem}
.balance-flow b{color:var(--green);font-size:1.2rem}
.balance-flow:last-child b{color:var(--blue)}
.credits-section{padding:110px clamp(24px,8vw,140px)}
.section-heading{display:flex;gap:28px;align-items:flex-start;margin-bottom:54px}
.section-number{color:rgba(23,100,255,.13);font-size:5rem;font-weight:700;line-height:.8;letter-spacing:-.06em}
.section-heading p{margin:0 0 10px;color:var(--blue);font-size:.72rem;font-weight:850;letter-spacing:.13em}
h2{margin:0;font-size:clamp(2.3rem,4.4vw,4.9rem);line-height:1;letter-spacing:-.055em}
.flow-grid,.principle-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.flow-grid article,.principle-grid article{position:relative;min-height:310px;padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 18px 55px rgba(28,59,105,.055)}
.flow-grid article>span{position:absolute;right:24px;top:24px;color:#9bacbf;font-size:.75rem;font-weight:800}
.flow-icon{display:grid;place-items:center;width:50px;height:50px;border-radius:15px;background:#edf4ff;color:var(--blue)}
.flow-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.flow-grid h3,.principle-grid h3{margin:42px 0 14px;font-size:1.35rem}
.flow-grid p,.principle-grid p,.explain-panel>p{margin:0;color:var(--muted);font-size:1rem;line-height:1.7}
.split-section{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.8fr);gap:clamp(48px,9vw,140px);background:var(--paper)}
.explain-panel .section-number{display:block;margin-bottom:45px}
.explain-panel h2{margin:13px 0 25px}
.factor-list{border-top:1px solid #cad7e7}
.factor-list div{display:grid;grid-template-columns:180px 1fr;gap:24px;padding:26px 0;border-bottom:1px solid #cad7e7}
.factor-list span{font-weight:850}
.factor-list small{color:var(--muted);font-size:.9rem;line-height:1.55}
.principles{background:#fff}
.principle-grid article{min-height:240px;background:linear-gradient(145deg,#fff,#f8fbff)}
.principle-grid h3{margin-top:0}
.credits-cta{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin:0 clamp(24px,8vw,140px) 110px;padding:58px;border-radius:28px;background:linear-gradient(115deg,#eaf2ff,#f5f1ff);border:1px solid #d7e3f3}
.credits-cta span{color:var(--blue);font-size:.7rem;font-weight:850;letter-spacing:.13em}
.credits-cta h2{max-width:800px;margin-top:14px;font-size:clamp(2.1rem,4vw,4.2rem)}
.credits-cta .hero-actions{flex:none;margin:0}
.credits-footer{display:grid;grid-template-columns:1.4fr .6fr .8fr;gap:50px;padding:70px clamp(24px,8vw,140px) 30px;background:linear-gradient(120deg,#087eee,#6032e9);color:#fff}
.credits-footer img{width:210px}.credits-footer p{max-width:390px;color:#dce8ff;line-height:1.7}.credits-footer h2{margin:0 0 20px;font-size:.9rem;letter-spacing:.02em}.credits-footer a{display:block;margin:12px 0;color:#e8efff}.copyright{grid-column:1/-1;margin:35px 0 0!important;padding-top:24px;border-top:1px solid rgba(255,255,255,.22);font-size:.8rem}
@media(max-width:900px){.credits-hero,.split-section{grid-template-columns:1fr}.credits-hero{padding-top:70px}.flow-grid,.principle-grid{grid-template-columns:1fr}.flow-grid article{min-height:250px}.credits-cta{align-items:flex-start;flex-direction:column}.credits-footer{grid-template-columns:1fr 1fr}.credits-footer>div:first-child{grid-column:1/-1}}
@media(max-width:600px){.credits-header{min-height:66px;padding:10px 18px}.credits-brand img{width:145px}.credits-header nav a{padding:9px 11px;font-size:.78rem}.credits-header nav a:first-child{display:none}.credits-hero,.credits-section{padding-left:20px;padding-right:20px}.credits-hero{min-height:0;padding-top:72px;padding-bottom:72px}.credit-balance{padding:24px}.section-heading{gap:14px}.section-number{font-size:3.8rem}.factor-list div{grid-template-columns:1fr;gap:7px}.credits-cta{margin:0 20px 70px;padding:34px 24px}.credits-footer{grid-template-columns:1fr;padding:55px 24px 28px}.credits-footer>div:first-child{grid-column:auto}.copyright{grid-column:auto}.button{width:100%}.hero-actions{width:100%}}